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San Diego Bankruptcy Lawyer

Solutions for Difficult Financial Situations

In today’s economy, many individuals and families have been left in financial distress. If you are struggling without a way to reduce your debt, an experienced bankruptcy attorney in San Diego can advise you of your options.

At Embry Family Law P.C., we help clients find relief from overwhelming debt through bankruptcy. We offer assistance with Chapter 7 and Chapter 13 bankruptcies.

Please contact our law firm at (619) 485-6476 to learn if bankruptcy is right for your financial situation.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy, known as liquidation, allows you to eliminate debt and get a fresh start. This type of bankruptcy is often a good choice for people with significant credit card bills and other unsecured debt and few assets. Any property that is not exempt can be sold to pay your creditors. However, there are many exemptions that can be claimed to protect your property.

Debt that cannot be discharged in Chapter 7 bankruptcy includes:

  • Student loans
  • Alimony
  • Child support
  • Certain taxes
  • Fraudulent debts
  • Certain items charged

Chapter 7 is the fastest type of bankruptcy, and most cases are discharged within 90 days of filing. Our San Diego bankruptcy attorney can assess your financial situation and analyze how the exemptions work for you to determine if this type of bankruptcy is the best option.

Chapter 13 Bankruptcy

When your goal is to restructure your debt and keep your property, Chapter 13 may be the best type of bankruptcy for you. With repayment plans that typically last three to five years, the process is not as fast as Chapter 7. At the end of this period of time, remaining balances are discharged.

Consult with Embry Family Law P.C.

Because each situation is unique, it is important to seek advice from an experienced bankruptcy attorney to determine the best type of bankruptcy to resolve your financial difficulty and help you achieve your goals. At Embry Family Law P.C., we want to help you get the fresh start you deserve.

Contact us at (619) 485-6476 to discuss your options in a consultation.

The Embry Family Law P.C. Team

  • Ben E. Embry Photo
    Ben E. Embry

    Founding Attorney

    Ben was born and raised in Henderson, Kentucky, and attended the University of Kentucky. He did not leave Kentucky until he moved to San Diego to attend law school in 2006. Ben grew up on his father’s farm, doing the things that most “farm boys” do: Plowing the fields, tending the cattle, and harvesting crops, all while leaving enough time to fish in the pond. Working for his father is what gave Ben the work ethic he has today. Despite the fact that farming was in his blood, Ben decided early on ...
  • Nicholas  Montano Photo
    Nicholas Montano

    Legal Assistant

    Nicholas is a native San Diegan who grew up in Golden Hills, right by the 94 freeway. As the middle of three siblings, he was and is the “peace maker” in the family. At Embry Family Law P.C., Nicholas enjoys supporting clients by explaining the process to them, listening to their concerns, and assuring them that they are in good hands and that everything will be okay. Nicholas attended St. Augustine High School and Cuyamaca Community College, and he is working on his last semester to become ABA ...

Why Choose Us?

  • Personalized Approach

    We understand that this is your story and it's different than everyone else's. Our approach is catered specifically to what you're currently going through.

  • Exceptional Customer Service

    We understand that what you're going through can be overwhelming at times. When you work with us you're not just a number, you're now part of our family. Your success is our success, we will guide you every step of the way.

  • Certified Family Law Specialist

    Our attorney has been certified by passing the appropriate written examination in Family Law, demonstrated a high level of experience in Family Law, fulfilled ongoing education requirements and has been favorably evaluated by other attorneys and judges familiar with his work.

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